Cash And Margin Rates

Interest rates applied to account balances.

Effective March 30, 2020, CIBC Wood Gundy interest rates are as follows:

Credit Cash Balances
 

  Canadian Dollar
U.S. Dollar
$0.00 - $9,999 0.05% 0.00%
$10,000 - $24,999 0.05% 0.00%
$25,000 - $49,999 0.05% 0.00%
$50,000 - $59,999 0.05% 0.00%
$60,000 - $99,999 0.05% 0.00%
$100,000 - $249,999 0.05% 0.00%
$250,000 and over 0.05% 0.00%


Debit Cash Balances  

  Canadian Dollar
U.S. Dollar
$0.00 - $9,999 4.70% 5.50%
$10,000 - $24,999 4.45% 5.25%
$25,000 - $49,999 4.20% 5.00%
$50,000 - $99,999 3.95% 4.75%
$100,000 - $249,999 3.70% 4.50%
$250,000 and over 3.70% 4.50%

Registered Accounts

  Canadian Dollar
U.S. Dollar
All Credit Balances 0.00% 0.00%
All Debit Balances 4.70% 5.50%

Special Products including AAA, Investment Consulting Services, Portfolio Partner and Advisor Managed Accounts

  Canadian Dollar
U.S. Dollar
All Credit Balances 0.00% 0.00%
All Debit Balances 3.20% 4.00%

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