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CIBC High Interest Savings Account Interest Rates

CIBC High Interest Savings Account CMI

Series A1

Series F1

2.30%

2.40%

CIBC High Interest Savings Account CTC

Series A1

Series F1

2.30%

2.55%

Key benefits

Earning potential

  • Greater earning potential with higher interest rates
  • Interest accrued daily and paid monthly

Added security

  • Eligible for CDIC Insurance
  • Offered by CIBC Trust Corporation and CIBC Mortgages Inc.
  • CIBC Trust Corporation and CIBC Mortgages Inc. are affiliates of CIBC and are members of CDIC

Greater convenience

  • No maturity date or lock-in period
  • Access to savings at any time without penalty

Product features

    

CIBC High Interest Savings Account CMI
ATL5078: Series A
ATL5079: Series F

CIBC High Interest Savings Account CTC
ATL5082: Series A
ATL5083: Series F

Yes

CIBC High Interest Savings Account CTC is issued by CIBC Trust Corporation and CIBC High Interest Savings Account CMI is issued by CIBC Mortgages Inc.

High interest rate account

Registered and non-registered plans

Canadian residents only

Canadian dollar

$50

 
 

CIBC High Interest Savings Account CTC
Unlimited where held by an individual

$7,500,000 where held by a corporation
 

CIBC High Interest Savings Account CMI
Unlimited where held by an individual

$50,000,000 where held by a corporation

Unlimited number of deposits and withdrawals, subject to maximum investment limit

Interest rates are subject to change at any time without prior notice.

Interest is calculated daily on opening balance and is paid monthly to the account as reinvested distributions.

Promotional interest rates, if applicable, apply only to new eligible Canadian-dollar deposits in CIBC HISAs as described in the terms and conditions. Balances existing prior to the beginning of the promotion won’t be eligible for the promotional interest rate.

Investor essentials (PDF, 125 KB) Opens a new window.

Product features and terms and conditions (PDF, 75 KB) Opens a new window.

Important information

The CIBC High Interest Savings Account CTC is offered by CIBC Trust Corporation (CTC) and the CIBC High Interest Savings Account CMI is offered by CIBC Mortgages Inc. (CMI). CIBC Trust Corporation and CIBC Mortgages Inc. are CDIC member institutions. The CIBC High Interest Savings Account CTC and the CIBC High Interest Savings Account CMI are eligible for CDIC insurance, subject to CDIC rules and regulations.