Accessibility Quick Links
Cash And Margin Rates
Interest rates applied to account balances.
Effective March 23, 2023, CIBC Wood Gundy interest rates are as follows:
Credit Cash Balances
| Canadian Dollar |
U.S. Dollar | |
|---|---|---|
| $0.00 - $9,999 | 0.00% | 0.00% |
| $10,000 - $24,999 | 0.00% | 0.00% |
| $25,000 - $49,999 | 0.00% | 0.00% |
| $50,000 - $59,999 | 0.00% | 0.00% |
| $60,000 - $99,999 | 0.00% | 0.00% |
| $100,000 - $249,999 | 0.00% | 0.00% |
| $250,000 and over | 0.00% | 0.00% |
Debit Cash Balances
| Canadian Dollar |
U.S. Dollar | |
|---|---|---|
| $0.00 - $9,999 | 8.95% | 10.25% |
| $10,000 - $24,999 | 8.70% | 10.00% |
| $25,000 - $49,999 | 8.45% | 9.75% |
| $50,000 - $99,999 | 8.20% | 9.50% |
| $100,000 - $249,999 | 7.95% | 9.25% |
| $250,000 and over | 7.95% | 9.25% |
Registered Accounts
| Canadian Dollar |
U.S. Dollar | |
|---|---|---|
| All Credit Balances | 0.00% | 0.00% |
| All Debit Balances | 8.95% | 9.50% |
Special Products including AAA, Investment Consulting Services, Portfolio Partner and Advisor Managed Accounts
| Canadian Dollar |
U.S. Dollar | |
|---|---|---|
| All Credit Balances | 0.00% | 0.00% |
| All Debit Balances | 7.45% | 8.75% |
Find An Advisor
Use our Find An AdvisorOpens a new window in your browser. tool to locate a CIBC Wood Gundy Investment Advisor near you and take the first step to achieving the financial future you want.