Cash And Margin Rates

Interest rates applied to account balances.

Effective October 31, 2019, CIBC Wood Gundy interest rates are as follows:

Credit Cash Balances
 

  Canadian Dollar
U.S. Dollar
$0.00 - $9,999 0.05% 0.00%
$10,000 - $24,999 0.05% 0.00%
$25,000 - $49,999 0.05% 0.00%
$50,000 - $59,999 0.05% 0.00%
$60,000 - $99,999 0.05% 0.00%
$100,000 - $249,999 0.05% 0.00%
$250,000 and over 0.05% 0.00%


Debit Cash Balances  

  Canadian Dollar
U.S. Dollar
$0.00 - $9,999 6.20% 7.00%
$10,000 - $24,999 5.95% 6.75%
$25,000 - $49,999 5.70% 6.50%
$50,000 - $99,999 5.45% 6.25%
$100,000 - $249,999 5.20% 6.00%
$250,000 and over 5.20% 6.00%

Registered Accounts

  Canadian Dollar
U.S. Dollar
All Credit Balances 0.05% 0.00%
All Debit Balances 6.20% 7.00%

Special Products including AAA, Investment Consulting Services, Portfolio Partner and Advisor Managed Accounts

  Canadian Dollar
U.S. Dollar
All Credit Balances 0.10% 0.05%
All Debit Balances 4.70% 5.50%

Find An Advisor
Use our Find An AdvisorOpens a new window in your browser. tool to locate a CIBC Wood Gundy Investment Advisor near you and take the first step to achieving the financial future you want.