Cash And Margin Rates

Interest rates applied to account balances.

Effective July 28, 2022, CIBC Wood Gundy interest rates are as follows:

Credit Cash Balances
 

  Canadian Dollar
U.S. Dollar
$0.00 - $9,999 0.00% 0.00%
$10,000 - $24,999 0.00% 0.00%
$25,000 - $49,999 0.00% 0.00%
$50,000 - $59,999 0.00% 0.00%
$60,000 - $99,999 0.00% 0.00%
$100,000 - $249,999 0.00% 0.00%
$250,000 and over 0.00% 0.00%


Debit Cash Balances  

  Canadian Dollar
U.S. Dollar
$0.00 - $9,999 6.95% 7.75%
$10,000 - $24,999 6.70% 7.50%
$25,000 - $49,999 6.45% 7.25%
$50,000 - $99,999 6.20% 7.00%
$100,000 - $249,999 5.95% 6.75%
$250,000 and over 5.95% 6.75%

Registered Accounts

  Canadian Dollar
U.S. Dollar
All Credit Balances 0.00% 0.00%
All Debit Balances 6.95% 7.75%

Special Products including AAA, Investment Consulting Services, Portfolio Partner and Advisor Managed Accounts

  Canadian Dollar
U.S. Dollar
All Credit Balances 0.00% 0.00%
All Debit Balances 5.45% 6.25%

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