Capture The Investment Potential Of Insurance
In building a profitable portfolio, smart investors spread their assets over a variety of investments to be able to benefit from the higher returns of equities and the safety of fixed income investments. This makes perfect sense because over the long term diversification has proven to be a prudent approach to successful investing. To their loss, some investors avoid investments that can deliver higher returns because they can't deal with the potential volatility. What they don't realize is that they are forfeiting the opportunity to grow their assets in a bid to protect themselves from possible loss.
One solution to this dilemma of growth versus safety is to incorporate insurance into your financial plans. Insurance policies can enable you to build or maintain your wealth, while limiting risk to your capital. This strategy can work especially well in later years when you need to protect your investments for today – and for your beneficiaries when you're gone.
Get Connected To Insurance Solutions
Life insurance has often been overlooked as a source of investment opportunities. Now, especially with a rapidly growing retirement population, there's increasing awareness that some life insurance offerings are specifically designed with an investment and a life insurance component. In some cases, the investments that can be held have the potential to deliver higher returns than the more popular investment vehicles
These include guaranteed investment annuities (GIA), segregated funds and insured annuities. And with insurance, you also gain the benefit of arranging your affairs and selecting your investments to achieve certain desirable results for your estate on your death.
Let's Talk About The Possibilities
Through our partnerships with strong insurance companies in Canada, we can provide you with access to the possibilities that life insurance can offer. Sorting through all the investment choices available to you can be time consuming and difficult – even more so when they include an insurance component. Your CIBC Wood Gundy Investment Advisor can introduce you to a qualified Estate Planning Specialist (Financial Security Advisor in Quebec). To find out how we can help you, use our Find An AdvisorOpens a new window in your browser. tool to contact a CIBC Wood Gundy Investment Advisor near you.