Find Your Competitive Edge With A Capital Accumulation Plan

As a business owner, you know that quality employees are essential to the success of your business. But, in today's job market, how do you attract and retain talented employees and make your company stand out from the rest? A Capital Accumulation Plan (CAP) may be the solution that gives you the competitive edge you have been looking for.

Capital Accumulation Plans are an employer-sponsored investment plan designed especially for the needs of independent businesses. You can offer your employees several account options when you choose a CAP, including:

  • Group Registered Retirement Savings Plan (Group RRSP)
  • Defined Contribution Pension Plan
  • Profit Sharing Plans

Benefits Of A Capital Accumulation Plan

  • Flexibility: CAPs give you the flexibility to make contributions on behalf of your employees or facilitate employee contributions through payroll.
  • Freedom: Your employees can choose from several options within the Capital Accumulation Plan, giving them the freedom to decide where to invest and how much to save.

Capital Accumulation Plans are a tax-deductible and cost-effective way to help your employees invest for retirement and build employee loyalty. Your CIBC Wood Gundy Investment Advisor can work with you to find a CAP that meets your business objectives.

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