People invest for different reasons, with different goals and different motivations. Some think short term; others, long. Some may be planning for retirement or are seeking to preserve their assets in retirement. Many parents want to provide their kids with a post-secondary education. Others are simply interested in growing their assets. Who doesn't want to minimize taxes?
As is true for much else in life, having a strategy is key to achieving the outcome you want for your investments. You could take an ad hoc approach – making decisions on the fly – but having a plan is more effective for achieving your goals.
The question remains: Do you want to go it alone? Or do you want to get expertise on your side to help you devise an investment strategy that can work for you – no matter what you're investing for? Please consider these questions as you review this entire section.
The information contained herein is considered accurate at the time of posting. CIBC and CIBC World Markets Inc. reserve the right to change any of it without prior notice. It is for general information purposes only.
Clients are advised to seek advice regarding their particular circumstances from their personal tax advisors.