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Investing Choices
High Interest Savings Account

High Interest Savings Account

CIBC High Interest Savings Account (CTC)

0.85%

Current interest rate*

CIBC High Interest Savings Account (CMI)

Corporate Series

0.70%

Current interest rate*

A well diversified portfolio includes a cash component that offers investors liquidity and convenience.

With the CIBC High Interest Savings Account, you can enjoy these advantages but also benefit from high earning potential and added security on the cash portion of your investment portfolio.

Available for registered and non-registered investments, this account is an ideal vehicle for your short-term cash requirements.

The CIBC High Interest Savings Account is offered by CIBC Trust Corporation and CIBC Mortgages Inc.

Key Benefits

Earning Potential

  • Greater earning potential with higher interest rates
  • Interest accrued daily and paid monthly

Added Security

  • Eligible for CDIC insurance
  • Offered by CIBC Trust Corporation and CIBC Mortgages Inc.
  • CIBC Trust Corporation and CIBC Mortgages Inc. are affiliates of CIBC and are members of CDIC

Greater Convenience

  • No maturity date or lock-in period
  • Access to savings at any time without penalty

Product Features

Product Name CIBC High Interest Savings Account (CTC) Series A: ATL5002
CIBC High Interest Savings Account (CTC) Series F: ATL5003
CIBC High Interest Savings Account (CMI) Series A: ATL5004
CIBC High Interest Savings Account (CMI) Series F: ATL5005
CDIC Eligible Yes
Issuer information CIBC High Interest Savings Account (CTC) is issued by CIBC Trust Corporation and CIBC High Interest Savings Account (CMI) is issued by CIBC Mortgages Inc.
Investment Type High interest rate account
Eligibility Registered and non-registered plans, including Tax-Free Savings Accounts
Currency Canadian dollar
Minimum Initial Investment CIBC High Interest Savings Account (CTC): $50
CIBC High Interest Savings Account (CMI) Corporate Series: $50
Maximum Investment CIBC High Interest Savings Account (CTC):
  • Unlimited where held by an individual
  • $7,500,000 where held by a corporation
CIBC High Interest Savings Account (CMI) Corporate Series: $50,000,000
Characteristics Unlimited number of deposits and withdrawals
Investment Returns For current interest rates, speak with your advisor. Interest rate subject to change at any time without prior notice.
Interest is calculated daily on opening balance and paid monthly to the account as reinvested distributions.
Marketing Materials Investor Essentials (50 KB) 
Product Features and Terms and Conditions (65 KB) 

*Interest rate quoted is annual for Series A units, effective July 21, 2017, and may change at any time without prior notice. For current rates, speak with your advisor. Your dealer may have its own minimum investment requirement. The CIBC High Interest Savings Account is eligible for CDIC insurance, subject to CDIC rules and regulations. CIBC Wood Gundy is a division of CIBC World Markets Inc., a subsidiary of CIBC and a Member of the Canadian Investor Protection Fund and Investment Industry Regulatory Organization of Canada.

The information contained herein is considered accurate at the time of posting. CIBC and CIBC World Markets Inc. reserve the right to change any of it without prior notice. It is for general information purposes only.

The information contained herein is considered accurate at the time of posting. CIBC and CIBC World Markets Inc. reserve the right to change any of it without prior notice. It is for general information purposes only.

The information contained herein is considered accurate at the time of posting. CIBC and CIBC World Markets Inc. reserve the right to change any of it without prior notice. It is for general information purposes only.

IIROC. Registered by Investment Industry Regulatory Organization of CanadaCIPF