Asset Advantage Account®

AAA Delivers Successful Money Management

Asset Advantage Account® (AAA) simplifies your life by conveniently integrating your investment account with the management of your everyday finances. AAA is a multi-faceted investment service that integrates your investment, banking and borrowing transactions into one easy-to-access account. AAA seamlessly links the financial expertise of your CIBC Wood Gundy Investment Advisor with the banking resources of CIBC.

Capitalize On the Many Benefits of AAA

  • One-to-one personalized investment services
  • CIBC Wood Gundy interest rates on loans
  • Access anywhere, anytime to your accounts 24 hours a day, seven days a week through CIBC online and telephone banking
  • Comprehensive reporting to help you manage your portfolio
  • Auto Pay Service on any CIBC Visa: Through the Auto Pay Service, you can arrange to have your investment account debited each month on the payment due date for either the current month's Minimum Payment due or the full Balance on your CIBC Visa Card. To enroll in the Auto Pay option, you will have to sign and return an Auto Pay Service authorization form before your payments can be processed automatically. Auto Pay is available on any CIBC credit card (excluding Small Business Visas and U.S. Dollar Visas).

Can I Combine My Investments with My Banking?

As CIBC Wood Gundy's premium investment account, Asset Advantage Account® (AAA) combines all the features of a traditional investment account with a complement of CIBC personal banking and Visa* card services — together in one account.

Features:

  • Personalized, ongoing investment advice from your CIBC Wood Gundy Investment Advisor
  • Complete trading and margin privileges in multiple currencies
  • No-charge chequing in Canadian dollars
  • Preauthorized bill payments and direct deposit services
  • Cheque writing privileges (cheques available in both CAD and USD)
  • Auto Pay service for any CIBC Visa (excluding Small Business and U.S. Dollar Visas)
  • Wide range of electronic banking services
  • 24/7 access to your account through CIBC bank machines, Telephone Banking, and Online Banking
  • Withdraw cash from any Interac** or PLUS* system bank machine worldwide
  • Make purchases directly from your AAA using Interac Direct Payment terminals at participating merchants in Canada

Find Out How We Can Help

To learn more about all the convenient features and benefits of Asset Advantage Account, please contact your CIBC Wood Gundy Investment Advisor today.

Use our Find an Advisor tool Opens a new window.. It can help you locate a CIBC Wood Gundy Investment Advisor near you and take the first step to achieving the financial future you want.

Important Information

The CIBC Wood Gundy Asset Advantage Account (CIBC chequing account only) is issued by Canadian Imperial Bank of Commerce (CIBC), a CDIC member institution Opens in a new window.. The account is eligible for CDIC insurance, subject to CDIC rules and regulations.

Deposits made to the CIBC Wood Gundy Asset Advantage Account (CIBC chequing account only) and to other CIBC products are aggregated and eligible for CDIC protection up to $100,000, per category, per depositor.