Tax Planning

Taxes Will Always Affect Your Portfolio

There are many factors you need to consider as part of your long-term investment planning. Your objectives may include income, safety of principal or capital growth. Factors influencing your choice of specific investments may include a need for control, experience in investing, tolerance for risk, and of course, your personal tax situation.

Getting Your Head Around Taxes

All the investment decisions you make will ultimately have tax implications. Outside of a registered account, your holdings are taxed differently on investment earnings, depending on the type of return: interest, dividends or capital gains. To help you maximize your returns, you will want to know how you can make the most of tax provisions.

Your CIBC Wood Gundy Investment Advisor does not offer tax advice. However he or she can provide you with useful information, like identifying possible tax planning opportunities and structuring your investments to take advantage of tax saving strategies.

On The Tax Reporting Front

To assist our clients in preparing their income tax returns, they receive a comprehensive tax information package each February, including:

  • All mandatory government reporting
  • An investment summary detailing investment income, expenses and trading activity for the year

We're Here To Help

Clients are the focus of everything we do. To find out how we can help you find investments that may be suitable to your personal tax situation, use our Find An AdvisorOpens a new window in your browser. tool to contact a CIBC Wood Gundy Investment Advisor near you.